#Equifax lift freeze by phone how to#
#Equifax lift freeze by phone full#

If you choose to call Experian to have your freeze lifted, you will be asked for your PIN, but if you don’t remember it you can still unfreeze your credit by answering some challenge questions.

You’ll just need to sign in to your account.

If you unfreeze your credit online, you don’t need the PIN that you set up when you froze your credit.

However, what’s required to unfreeze your credit varies depending on which method you use: This can also be done online, by phone or via the mail.

#Equifax lift freeze by phone how to#

How to Unfreeze Your Credit With ExperianĪs mentioned earlier, if you need to apply for credit after you place a freeze on your file, you’ll need to lift the freeze. One copy of a utility bill, bank or insurance statement, etc.One copy of a government issued identification card, such as a driver’s license, state ID card, etc.Complete addresses for the past two years.

#Equifax lift freeze by phone full#

Your full name including middle initial (and generation).You’ll need to send a written request to put the freeze in place to:Īlong with the written request, you’ll need to provide the following information and documents: You can also freeze your credit by mail, but it’s going to involve a little more work. How to Freeze Your Credit With Experian by Mail The information you’ll be asked to provide will mirror the information listed above for the online process and you will be able to select a PIN. The process of freezing your credit by phone is very similar to the process online. How to Freeze Your Credit With Experian via the Phone Note that you may need to lift the freeze if you are applying for credit in the future. You can use the PIN if you ever need to lift the freeze either temporarily or permanently. Once you have proven your identity and the freeze is in place, you will select a Personal Identification Number (PIN). This is all to ensure that you are actually the one requesting the freeze. You will also likely be asked some questions about prior places of residence and credit accounts you may have or have had in the past. You will need to give Experian some information in order to prove your identity. In order to freeze your credit with Experian online, you’ll need to head here: How to Freeze Your Credit With Experian Online How to Reach Experian to Freeze Your Creditįreezing online is by far the easiest method, so we’ll start with that one. 3 Ways to Place a Freeze on Your Credit With ExperianĪll three major credit bureaus, Experian included, allow you to freeze your credit online, by phone or by regular mail. You’ll also want to be sure to put freezes in place with Equifax and TransUnion, which you can learn how to do here and here. In this article, we’ll show you how to place a security freeze on your credit with Experian. Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect yourself against identity theft and stop criminals from opening lines of credit in your name, according to money expert Clark Howard.